#include <iostream>
#include <cmath>
using namespace std;
int main() {
double Principal = 11.11;
double IntRate = 0.075;
double PayPerYear = 12.0;
double NumYears = 25;
double Payment;
double numer, denom;
double b, e;
numer = IntRate * Principal / PayPerYear;
e = -(PayPerYear * NumYears);
b = (IntRate / PayPerYear) + 1;
denom = 1 - pow(b, e);
Payment = numer / denom;
cout << "Payment is " << Payment;
return 0;
}
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